Will Changsha cancel the purchase restriction after the epidemic? After the epidemic, Changsha's purchase restriction should not be cancelled, because in order to control housing prices, the purchase restriction policy will not be abandoned for the time being. The purchase restriction is to limit the rise in house prices. Once the purchase restriction is cancelled, the rise in house prices is inevitable. In order to just need people to buy a house, the government will inevitably continue to limit purchases and will it be cancelled for a while.

In addition, there is a new upgrade policy for buying a house in Changsha after the epidemic, as follows:

1. Increase the down payment for the second home.

When purchasing commercial housing in the restricted area, the loan amount needs to be strictly linked to the deposit amount, and the down payment ratio of the second suite should not be less than 60%.

2. Upgrade of household registration restrictions

There are already 2 houses in the restricted area, so you can't buy a house in the restricted area. Adult single families and non-Changsha registered families with one suite in the restricted purchase area cannot buy a house in the restricted purchase area. There is a suite in the restricted purchase area, and you must obtain the certificate of real estate ownership for 4 years before you can buy a second house.

3. Make up for the loopholes in the purchase restriction

Parents who have taken refuge in adult children for less than two years may not buy a house as a single hospital; Minors are not allowed to buy commercial housing alone; College students who have settled in the school collective account are not allowed to buy commercial housing in the restricted purchase area.

4. improve the conditions for buying a house.

You can only buy a suite in the restricted area if you have moved into the city's household registration, settled in 1 year and have a stable employment, or Changsha has paid personal income tax (or social insurance) continuously for 24 months. Non-local residents can only buy a house in the restricted area if they pay personal income tax (or social insurance) for 24 consecutive months.