Hello, I'm glad to answer your questions about Jinhuyuan Community.

Jinhuyuan is a house bought by mortgage. You can find a loan company to handle it. Because if the house bought in Jinhuyuan is mortgaged in the bank, the bank will not accept the second mortgage, and only after the mortgage of the house bought in Jinhuyuan is completed can two mortgage be handled again.

transaction process of second-hand house in Jinhuyuan: 1. Original application for registration (provided by the acceptance window); 2. The applicant's identity certificate; 3. Original ownership certificate of Jinhuyuan house; 4. Original Jinhuyuan sales contract signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of Jinhuyuan transaction settlement funds shall be submitted; Original deed tax payment or tax reduction or exemption certificate of Jinhuyuan; 7. The house registration form and house plan on Jinhuyuan house ownership certificate cover the name of the property owner +1 buyer for reconsideration.

the above contents are for reference only, and I hope they can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!