Loan conditions of mortgage loan:
Have a legal status;
Have a stable income, have the ability to repay the principal and interest of the loan, and have no bad faith.
There is a legal and effective purchase contract;
If the newly purchased house is used as the maximum mortgage, it must have a legal and effective purchase contract and pay no less than the full price of the purchased house.
If a house mortgage loan has been purchased, the original house mortgage loan has been repaid for more than 1 year, and the loan balance is less than 60% of the value of the mortgaged house. As a mortgage certificate, the age of the house is within 10 year;
Can provide the approval of the loan bank.
Other conditions stipulated by the lending bank.
I want to get a loan of about 50,000 yuan. What are the procedures for repayment? I am an installer in Qionglai, Chengdu. ...
There is no handling fee for finding unsecured ones. 13880 240 103 will be soon.
3. What is the down payment for Qionglai 1.7 million yuan residence? How much is the monthly payment of 1.7 million yuan?
If you plan to choose a house in Qionglai, how much is the down payment for a house of 1.7 million yuan? How much is the monthly payment?
The current high housing prices have discouraged many people who just need it. Nowadays, many people have the need to choose a house, but they are unable to choose a house in full, so people choose a house with a personal mortgage. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to choose a house in Qionglai, how much is the down payment for a house of 1.7 million yuan? How much is the monthly payment? Let me show you the relevant information below!
For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is,170000030% =1190000 yuan, and the loan period is 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.
If it is a second suite, it shall not be less than 50% of the appraised house price, that is, for a house with a total house price of 1.70 million yuan, the down payment shall be 1.70 million yuan, with 0.50% = 850,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.
Regarding the down payment and monthly payment of Qionglai's house selection, if you plan to buy a house with a price of 6.5438+0.7 million yuan in Qionglai, you should make full financial preparations. The down payment is not a small expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Qionglai housing loan I provided for you. I hope it will help you!