Where did the bank get the money? According to a netizen who works in a bank, someone asked him how the bank made money, and he immediately replied that it was mainly realized by three major sectors: credit business, intermediary business and asset business. He was asked to explain it in a popular way. He thought about it and said, this is usury, arbitrary charges and pimping. After listening, everyone suddenly realized.

Take ICBC as an example. In the first half of the year, ICBC's operating income was 2311.60 billion yuan, of which 59.44% came from deposit and loan spread income, 23.27% came from intermediary business fees and commission net income, and the rest 18% mainly came from financial market investment and trading business. This corresponds to the income of "usury, arbitrary charges and pimping" explained by netizens.