There is no difference between the person in charge of unit finance applying for a loan and applying for it himself, and it has no effect that the enterprise loan is entrusted to finance.

The types of bank loans refer to the forms of loans. According to the provisions of the General Principles of Loans, there are four main forms of loans issued by commercial banks in China: entrusted loans, credit loans, mortgage loans and discounted bills. At the same time, commercial banks actively carry out market-oriented financial innovation and launch a variety of loans to meet the needs of small and medium-sized enterprises.