When the interest charged by the lending institution is high, or there are some extra service fees, the lender can apply for a refund from the lending institution. As for whether the refund can be successful in the end, the reply from the lending institution shall prevail. Because the upper limit of judicial protection of loan interest rate is stipulated, if the interest exceeds the prescribed range, you can ask for a refund.
Housing loan, also known as housing mortgage loan, is an application form for housing mortgage loan, ID card, income certificate, housing sales contract, guarantee and other legal documents filled out by the buyer to the loan bank. , must be submitted. After passing the examination, the loan bank promises the loan to the buyer, and handles the real estate mortgage registration and notarization according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the sales unit within the time limit stipulated in the contract.