9. The annual interest rate of125% is lower than that of 2 1.9%, so of course the annual interest rate of 9. 125% is lower, and the monthly interest rate is just over 4%.
"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.
"Micro-loan" adopts the official invitation system. At present, users are invited to see the entrance of "micro-loan" in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and the maximum loan amount can be 200,000 yuan.
"Micro-loan" products are positioned as Internet micro-credit products, with loan amount below 200,000 and loan interest rate lower than that of general credit cards. Klogo
"Micro-loan" is the first batch of customer-oriented users who are most suitable for "micro-loan" through the "white list" mechanism, mainly in Weizhong and Tencent. Next, Weizhong Bank will launch QQ wallet and WeChat wallet. [1] "Micro-loan" adopts the user invitation system, and randomly selects white-listed users from users who meet the current credit conditions and invites them to use the products. [4]
Loan steps
Users only need to bind the bank card and click "borrow money" with one click. The system will judge the personal credit situation within a few seconds and give a certain amount. Users can complete the loan online without any collateral and fill in the information according to the corresponding prompts.
Users only need to click "borrow money" at the "wallet" entrance of QQ and WeChat, and the system will judge the personal credit situation within a few seconds, and give the loan amount ranging from 500 yuan to 200,000 yuan.
Users can complete the loan within 3 minutes without any collateral and fill in the information according to the corresponding prompts. After borrowing money, you can settle it in advance at any time, with daily interest. [6]
On May 5th, 2065438, "micro-loan" was officially launched on mobile QQ, and on September 4th, it was launched on WeChat. Invited users can find "micro-loan" in "WeChat-Me-Wallet" or "Mobile QQ- Me -QQ Wallet-Fund Management".
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Development event
2065438+September 2005 14, the new version of 6.2.6 was launched on WeChat for iOS. The highlight of this update is that WeChat has added micro-loans under the column of "wallet-bank card". [5]
The version update adds the following functions: in the upper right corner, display the QR code to collect money; Add more artists' contributions to the emoticon store; Improve the experience on Apple watch and improve quick response and notification. [5]
Micro-loan has realized online operation, without face-to-face signing, and has realized 7×24 hours uninterrupted service. The main service targets of microfinance are individuals and self-employed individuals. By the end of 20 17, there were over1300,000 active credit customers and over10/0,000,000 accumulated loan customers, with an average loan of only 8,200 yuan, covering 3/kloc-0 provinces, autonomous regions and municipalities and 567 cities in China.