1. The short message of the Postal Savings Bank clearly tells you that if the balance of your savings account with the suffix of 7 12 1 on February 25th is 15 12.99 yuan, the principal and interest of the personal second-hand housing loan will be deducted on February 28th. In order to avoid affecting the credit record, it is recommended to deposit 1 173.45 yuan before February 28th. In case of interest rate adjustment, the actual deduction amount may change. For details, please contact 95580.

2. The SMS reminder of China Bank will show that your mortgage repayment amount this month is 16 16.54 yuan, reminding you to check the repayment account balance on the due date of 0 1 to ensure that it is sufficient.

In the mortgage loan management of banks, the deduction system is very important to ensure the safety of loans. When the borrower encounters financial difficulties, the bank will give priority to withholding the tax payable, then repay the bank loan, then pay the loans of other units, and finally pay the profits and other income. In order to reduce the risk, the borrower needs to provide a guarantee. According to the borrower's economic situation and loan requirements, the guarantee can be an individual, a legal person or a guarantee company.

Personal housing loan, especially provident fund loan, is a common financing method provided by banks to buyers and needs guarantee. Entrusted loan is a form of loan issued by the bank entrusted by the provident fund management department, with provident fund deposits as the source of funds.

Generally speaking, bank debit SMS is an important notice to remind you to repay on time and pay attention to the balance of your account, so as to ensure that you understand the repayment arrangement and possible changes, so as to maintain a good credit record.