You can use someone else's real estate license to borrow money. According to relevant regulations, the owner of the collateral can be the borrower himself or others. If the real estate license owned by others is used as collateral, the mortgagor must issue a written commitment to the borrower to apply for a loan with his real estate as collateral, and ask the mortgagor, his spouse or other property owners to sign it. Anyone who uses another person's property right certificate for mortgage loan without authorization and signs a mortgage loan contract with a financial institution by forging another person's signature shall deem the mortgage guarantee contract invalid.

If you apply for a loan, most families will choose a mortgage loan, such as a house mortgage. In this case, you need to mortgage the property right to the bank. However, when handling mortgage loans, houses with real estate licenses may not be able to borrow money from banks, but also meet other regulations. Housing loans generally require real estate licenses and land certificates. Only real estate licenses can be used, and land certificate banks may not be able to lend. These are all problems that will be encountered in the process of buying a house.