Legal analysis: You can borrow money to buy a car without a driver's license. The materials needed to buy a car with a loan without a driver's license include personal loan application, valid personal identity document, household registration certificate or long-term residence certificate, personal income certificate, car purchase intention certificate issued by the car dealership, down payment certificate of loan to buy a car, and related materials for guarantee by means other than mortgage of the purchased car.

Legal basis: Measures for the Administration of Automobile Loans

Article 9 A borrower who applies for a personal auto loan shall meet the following conditions at the same time: (1) He is a citizen of People's Republic of China (PRC), or a resident of Hong Kong, Macao and Taiwan and a foreigner who has lived in People's Republic of China (PRC) for more than 1 year (inclusive); (2) Having a valid identity document, a fixed detailed address and full capacity for civil conduct; (3) Personal legal assets with stable legal income or sufficient to repay the loan principal and interest; (4) Personal credit is good; (5) Being able to pay the prescribed down payment; (6) Other conditions required by the lender.

Article 10 When granting a personal car loan, the lender shall comprehensively consider the following factors to determine the loan conditions such as loan amount, term, interest rate and repayment method: (1) the lender's credit rating to the borrower; (2) loan guarantee; (three) the performance and use of the purchased car; (four) the development of the automobile industry and the supply and demand of the automobile market.