The bank loan interest rate is 7,27%. A 20% increase means that the current national benchmark interest rate is 6.06%, and the interest rate after a 20% increase is 7.27, that is, if you borrow 500,000 yuan, the interest for one year is 36,360 yuan (500,000 *7.272%), which is your interest for one year.

1, and the value date refers to the day of the loan. At present, the benchmark interest rate of 1 is 6%, and the increase of 20% is 7.2%.

2. If PBOC announces the new interest rate on the loan day, it will be calculated according to the benchmark interest rate on that day.

3. The loan interest rate within1year will not change, and will generally be adjusted for more than one year. Some banks make irregular adjustments along with the time announced by the People's Bank of China, and some make adjustments once a year in June 65438+ 10 1.