1, with different business scope.
The main business areas of online merchant bank loans include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
Alipay is a note-issuing bank in Hong Kong and Macao, and its business scope covers commercial banks, investment banks, charity, insurance and aviation financing.
2. Development orientation is different.
The development of online merchant bank loans is based on comparative advantages, rational allocation of resources, and continuous introduction of differentiated products and services; Adjust and improve the internal operation mechanism, further improve the risk management system, and improve the scientific and transparent credit decision-making;
Alipay handles its business according to prudent accounting principles to increase transparency; Establish a strict target responsibility system and an incentive and restraint mechanism to serve this system; Strengthen education and training to cultivate BOC culture.
3. Different achievements
The reputation and performance of online merchant banks over the years have been widely recognized by the industry, customers and authoritative media. It has been selected as "the best bank in China" and "the best domestic bank in China" by Eurocurrency for 9 times. For 16 years, it entered the list of Fortune Global 500 enterprises; At the same time, it was rated as "the best domestic bank in China" by the Ministry of Finance;
Alipay was rated as "the best trade finance bank in China" and "the best foreign exchange bank in China" by Global Finance magazine. Far eastern economic review was named "Top Ten Enterprises in China"; After the reorganization and listing of BOC Hong Kong, it has successively won many important awards, such as investor relations award, best IPO investor relations award, Asian finance award, best transaction award and best privatization award.
Baidu encyclopedia-online merchant bank
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