The house age+loan period is 40 years, the longest loan period is 30 years, and the borrower's age+loan period cannot exceed 65 years at most;

In principle, the borrower's age requirement should be 18 years old in the previous year, with the highest male being 65 years old and female being 60 years old. If the borrower's age exceeds the limit, it can be completed in the form of tripartite mortgage.

Because handling bank mortgage loans involves many processes and departments, it takes some time. And each bank has only one approval opportunity; Once rejected, you can't apply in a short time; You can only change banks to reapply; So be sure to handle it carefully.