Does not affect the application for provident fund loans. However, the cardholder's card use record will affect the application for provident fund loans. If the card is used to cause bad credit, the provident fund center is likely to reject the application.
Extended data:
Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.
20 12 some cities relaxed the conditions of provident fund loans, among which the upper limit of housing provident fund loans will be raised from 200,000 yuan to 300,000 yuan from June 1 9 counties in Linyi City, Shandong Province.
20 14 to 10 The Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the Central Bank issued a document, including relaxing the conditions of provident fund loans, promoting loans from different places, reducing intermediate fees, canceling individual housing loan insurance from housing provident fund, notarization, new house evaluation and compulsory institutional guarantee, and reducing the burden on loan workers. Among them, employees who have paid for 6 consecutive months can apply for provident fund loans (currently 12 months).
On August 17 and 15, the Ministry of Housing and Urban-Rural Development jointly issued a notice saying that the down payment ratio for canceling the provident fund loan to buy a second house will be 20% from September 15 and 1 day!