Financial staging of Qianjiang manufacturers is a staging method provided by product manufacturers. Generally speaking, there are two ways to buy cars by stages, one is bank financial staging, and the other is manufacturer financial staging. These two staging methods have different characteristics, so consumers can choose the staging method that suits them according to their own situation. Disadvantages of bank staging: 1. The examination and approval procedures to be provided are complicated; 2. If the lender already has a loan, the difficulty of approval will increase exponentially; 3. The approval process is slow. Compared with bank staging, the process of factory staging is complicated, but most procedures are mainly handled by manufacturers, and the process of consumers is simple. In addition, the initial interest of manufacturers' finance is generally higher, and different types of car subsidies are different. I hope it can help you.