There is no such thing as helping loans. Loans must be approved according to personal credit information, and there is no shortcut.

1, scam 1: no guarantee is needed. Many online loan advertisements advertise that their mortgages are "unsecured and unsecured". In fact, they use these false advertisements to attract people who are in urgent need of borrowing money and introduce them into scams. This kind of fraudulent loan has almost no loan conditions, no mortgage, no guarantee and extremely low interest. But this is neither usury nor setting a threshold. Is there really such a good thing? Borrowers should think carefully.

2. Scam 2: The loan must be repaid first. Generally speaking, formal lending institutions will not charge any fees before lending successfully. Therefore, if the borrower needs to pay the handling fee and other expenses in advance when applying for a loan online, then there is a 99% chance of encountering a liar.