Stable value and high yield.

1. Stable value: The value of factory mortgages is relatively stable and is not affected by market fluctuations. Moreover, factories are generally located in more prosperous areas, so they have better liquidity in the market.

2. High yield: Compared with other types of non-performing loans, the yield from disposing of factory collateral is relatively high, because the value of the factory is relatively high and the demand in the market is relatively large. Therefore, relatively high returns can be obtained from disposing of factory mortgages.