Informed judgment mainly includes:

1. You sign contracts and IOUs with the bank yourself;

2. Whether the bank's money is directly transferred to your personal account;

If you know, this is generally called "borrowing money", and you have to bear the responsibility. For example, if a friend borrows money from you and you lend it to him, he actually gives it to another person. When it is due, you have to ask your friend to return it, because after he gets it, he gives it to someone else, and you can't control it. Similarly, after the bank gives you a loan, you can't be restricted from using the money to the company. The bank can only ask you to pay back the money.

If you don't know, sign a contract and the money is not directly transferred to the company in your account. This is generally called a "fake loan" and you don't have to bear the responsibility.

I suggest you consider it according to the actual situation. If you don't have to deal with the company again, of course, let the company pay back the money now, because after tearing your face, the company may cheat.

I hope it helps you.