Recently, I bought a house to prepare for mortgage, but the bank asked me to issue a bank card. I used to be a moonlight family, so I spent a lot and there was no balance on my card.
Hello, bank loans need to issue detailed transaction statements of bank cards for more than 6 months.
If there is no balance on the bank card, it will affect the bank's ability to assess personal repayment.
You can also issue a personal income certificate issued by your work unit. If it's a new house, you should be able to apply for a mortgage.