If not, you can use a commercial loan!
However, the commercial loan is about your income certificate and bank transaction flow, because your bank transaction flow does not show the transfer situation of your current unit, so you'd better find a bank that doesn't need bank transaction flow!
If the unit is willing to give you proof of income, then you only need to prepare the down payment, unit income certificate, bank transaction list (optional), household registration book, single certificate or marriage certificate of the police station, ID card and sales contract! To buy a house in a different place, you need to provide a business loan tax bill or comprehensive insurance certificate that you have worked in the local area for one year! !