At the same time, applying for loans on two platforms has no impact on personal credit information. However, applying for two loans at the same time will affect the probability of loan approval, because applying for loans at the same time will be suspected of multi-borrowing. Users can apply for a loan first, and then apply for another loan after the audit result of this loan comes out.

Or the user's credit qualification conditions are excellent, then there is a certain chance that the loan will pass the audit on both platforms at the same time, and the user can get the loan funds after the audit is passed.