The repayment time of the national student loan shall be subject to the repayment time agreed in the contract. Under normal circumstances, the annual repayment time is 65438+February 20th, and the repayment time of the last year is September 20th. If the repayment is made in advance or overdue, the repayment time of the national student loan will change.

1, normal repayment time

If it is normal repayment, the repayment time shall be subject to the agreement in the contract. Usually, the repayment time agreed in the contract is 65438+February 20th or September 20th. Loan students need to recharge the payable amount to Alipay account 5 days in advance, and then wait for the system to automatically deduct the money.

2. Time for prepayment

If you want to apply for prepayment, you need to apply for repayment before 10 every month. After the application is approved, the prepayment time will be changed to 15 of the current month, and the loan students need to recharge the due amount to Alipay account before 15, and then wait for the system to automatically deduct the money.

3. Time of overdue repayment

Overdue repayment, the overdue repayment time is 20 days of each month. Loan students need to recharge the repayment amount to Alipay account before 15, and the repayment amount should include overdue principal and interest and penalty interest as of the 20th of this month.

I hope this answer is helpful to you. This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance). The reliable interest rate is low, and the amount can be calculated immediately by clicking the bottom of the mobile phone, and the maximum loan amount is 200,000.