Because the owner's credit loan of micro-loan network is a pure credit loan product, the borrower is not required to mortgage the vehicle, so the comprehensive credit requirement for the borrower is relatively high, and the final judgment will be made before lending. For people with insufficient comprehensive credit, they will encounter the situation that they can't borrow the quota.
What should I do if the credit loan of the owner of the micro-loan network is not available? Here, I will introduce some countermeasures to you.
1, found the problem
In order to solve the problem that the owner of micro-loan network can't borrow credit, the first thing we have to do is to find the problem, and then we can prescribe the right medicine. The specific reasons why the credit line of the owner of the micro-loan network can not be borrowed are: insufficient credit information of the central bank, insufficient repayment ability, invalid application materials, poor car use records and so on.
2. Improve your comprehensive credit.
After discovering the problem, everyone should find ways to improve their comprehensive credit. I suggest you do this:
(1) Improve personal information according to the situation and ensure that all information is true and effective;
(2) Reduce its own liabilities, strive to increase its income and improve its repayment ability;
(3) Pay attention to protecting your personal credit information and pay off all kinds of loans and credit card bills in time.
To sum up, it is because of the lack of comprehensive credit that micro-loan network owners can't borrow credit lines, so we need to further improve our comprehensive credit.