Wuhan uses the provident fund loan to purchase the second suite, with a minimum down payment ratio of 30% and the loan interest rate as the benchmark interest rate. Judging from the provident fund loan policy, if the borrower uses the provident fund to purchase the first set of housing, he may not apply for a provident fund loan to purchase the second set of housing before paying it off; Only when the previous housing loan is paid off can the provident fund loan be used again.