1. The loan requires the following information:

(1) Valid identification documents of the borrower and the borrower, such as ID card, household registration book, marriage certificate, etc. ;

(2) Work certificate or income certificate that needs to be stamped with the official seal of the company;

(3) Proof of economic strength/financial resources, such as real estate license, driving license, financial management certificate, bank flow, five insurance and one gold deposit certificate, etc.;

(4) Personal credit report with no bad credit record.

2. Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC).

If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 672

Lenders may inspect and supervise the use of loans as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed. 2. What are the requirements for personal loan application?

1. The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

2. The purpose of the loan is clear and legal;

3. The loan application amount, term and currency are reasonable;

4. The borrower has the willingness and ability to repay;

5. The borrower's credit status is good and there is no significant bad credit record;

6. Other conditions required by the lender.