Current location - Loan Platform Complete Network - Loan consultation - What are the reasons for the rejection of auto finance?
What are the reasons for the rejection of auto finance?
Car borrowing finance is a car owner financing service jointly launched by Ant Zhixin and its partners. At present, only some customers have applied. At present, there are micro-loans, worry-free future, Qianhai Zhongcheng, Minsheng and partners to jointly launch financing services. Customers can apply for mortgage financing if they have a car, and they need to apply for vehicle mortgage to obtain financing without transferring vehicle ownership. Then, what are the reasons for the rejection of auto finance on loans?

Reasons for refusing auto financing loan:

1 belongs to operating vehicles: Alipay Auto Finance does not handle mortgage loans for operating vehicles.

2 car problems: when checking the car online, the staff will strictly evaluate the car. If the value is relatively low, it is impossible to apply for Alipay auto finance loan.

3 Credit problem: Before lending, Alipay Auto Finance will check the borrower's credit again. If the borrower has problems with the central bank's credit inquiry and sesame credit recently, it will be rejected because of poor credit.

The financial daily interest rate of Ant Car Loan Car is 10000- 10000. Please refer to the page display and offline approval for specific expenses. At present, the available amount of auto finance needs to apply for a full loan at one time, which cannot be recovered after repayment. After full settlement, the bank will be invalid and need to apply again. At present, Ant Car Loan Finance only supports equal monthly repayment, and the number of installments can only support 12 months; Offline approval may take 36 months.