Reasons for refusing auto financing loan:
1 belongs to operating vehicles: Alipay Auto Finance does not handle mortgage loans for operating vehicles.
2 car problems: when checking the car online, the staff will strictly evaluate the car. If the value is relatively low, it is impossible to apply for Alipay auto finance loan.
3 Credit problem: Before lending, Alipay Auto Finance will check the borrower's credit again. If the borrower has problems with the central bank's credit inquiry and sesame credit recently, it will be rejected because of poor credit.
The financial daily interest rate of Ant Car Loan Car is 10000- 10000. Please refer to the page display and offline approval for specific expenses. At present, the available amount of auto finance needs to apply for a full loan at one time, which cannot be recovered after repayment. After full settlement, the bank will be invalid and need to apply again. At present, Ant Car Loan Finance only supports equal monthly repayment, and the number of installments can only support 12 months; Offline approval may take 36 months.