Credit cards can repay car loans. But you can't return it directly. Because the mortgage and car loan are automatically deducted, they are bound to the savings card in my name, not the credit card. So you can swipe the funds from the credit card and transfer them to the debit card of the mortgage car loan for repayment.

Credit cards are not savings cards, so they cannot be used as debit cards for mortgage loans and car loans. Moreover, credit cards can only be used for consumption and cannot be transferred. So you can't transfer credit card funds to debit cards for mortgage and car loans. So you can swipe out the credit card funds, and then transfer them to the debit card that mortgages the car loan, and automatically deduct them when the repayment date comes.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards are generally plastic cards with special carriers, which are 85.60 mm long, 53.98 mm wide and 65,438+0 mm thick. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

Credit cards usually refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

The earliest credit card appeared at the end of 19. From 65438 to 1980s, the British clothing industry developed the so-called credit card, and the tourism and business sectors also followed this trend. However, at that time, the card could only be used for short-term commercial credit, and the money still had to be paid on demand, and there was no long-term default and credit line.

Pre-existing cash is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join international credit card organizations such as VISA, Master Card and JCB for global use.

It is one of the fastest-growing financial services today, and it is an electronic currency that can replace the traditional cash circulation in a certain range.