The current benchmark annual interest rate for loans announced by the People's Bank of China: 0-6 months (including 6 months), the annual interest rate: 4.35%; 6 months-1 year (including 1 year), the annual interest rate: 4.35% ; 1-3 years (including 3 years), the annual interest rate is: 4.75%; 3-5 years (including 5 years), the annual interest rate is: 4.75%; 5-30 years (including 30 years), the annual interest rate is: 4.90%; loan The interest rate needs to be comprehensively priced based on the type of business you are applying for, credit status, guarantee method and other factors, and can only be determined after approval by the branch.