Since 2005, the municipal government has issued a policy, starting with the special funds for the development of small and medium-sized enterprises, allocating 10 million yuan from it to provide financial subsidies for the financing costs of small and medium-sized enterprises in Jinan, and providing two subsidies, namely, loan interest subsidies and guarantee fees subsidies, to alleviate the embarrassment of financing costs of small and medium-sized enterprises. Then, what conditions must qualified small and medium-sized enterprises meet to apply for government discount loans? Today, I will introduce them to you. 1. Meet the four conditions of the Notice on subsidies: According to the Notice on Giving Appropriate Financial Subsidies to the Financing Expenses of Small and Medium-sized Enterprises, eligible small and medium-sized enterprises must meet four conditions when applying for government discount loans. Details are as follows: 1, small and medium-sized enterprises with tax registration and independent legal personality; 2, small and medium-sized enterprises must be established for more than two years, in line with national policies and pay taxes on time, have a certain contribution to the local finance of this Municipality; 3, for the enterprise's financial accounting problems, must be standardized, financial management system must also be sound, and also need to submit enterprise financial information statements to the financial department on time; 4. Small and medium-sized enterprises with loans also need a good reputation, the ability to repay the principal and interest on time, and no bad credit record; 2. Requirements for SMEs to apply for government subsidized loans: 65,438+0. Conditions: SMEs can use bank loans of 5 million yuan. Results: You can apply for financing expense subsidy according to the proportion of not exceeding 50% of the actual annual interest and guarantee fee, and the maximum annual subsidy does not exceed 6,543,800 yuan. 2. Conditions: the conditions for growing SMEs to use bank loans are > 500,000 yuan), the loan period is 12-24 months, and a single loan is >; The loan result of 5 million yuan: you can apply for financing expense subsidy according to 50% of the actual annual interest paid, and the maximum annual discount is not more than 300,000 yuan; In addition, the loan guarantee fee incurred in that year is also applied for financing fee subsidy according to 50% of the actual annual payment, and the maximum annual subsidy amount is not more than 50,000 yuan. Financing guarantee institutions are also supported. The above are all the contents that eligible SMEs can apply for government discount loans. Have the small and medium-sized enterprises that need loans figured out the routine?