The interest rate policy of national student loans and student credit student loans is based on the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not go up. The interest of students during their school days is fully subsidized by the finance. The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year. The loan interest rate for more than one year (including one year) is 4.35%; One to five years (including five years) 4.75%; More than five years, 4.90%.