Those who can apply for national student loans can apply for national student loans as long as they are students with financial difficulties, have full capacity for civil conduct, have no criminal record and can complete their studies normally, regardless of whether they have participated in work or not, and whether they are undergraduates.

The main organizer of the national student loan is the National Development Bank. This kind of loan does not require students to apply for guarantee or mortgage, but only needs to promise to repay on time and bear legal responsibility. It is mainly divided into two forms: campus and students' native place. The annual loan amount shall not exceed 16000 yuan, and the principal and interest shall be repaid after graduation.

Postgraduates can apply for the green channel of admission, and the school may also have some related policies such as reducing tuition fees, granting difficult subsidies, providing work-study jobs, grants, inspirational scholarships and so on.