First of all, are you a local hukou? If you are, no problem. You need to show that you have paid social security in the local area for at least one year. Secondly, your household registration book, ID card and residence permit, and then see if you are single, because the down payment ratio of single and married people is different. If you are single, you need to issue a bachelor's certificate. If you are married, you need to see if there is a provident fund loan. If so, you need to make sure that your provident fund can be raised. Go and open a credit report and see if there are any bank defaults. If not, it is necessary to make final preparations, hand over all the materials to the intermediary, and then pay the credit fee obediently, so as to get it done quickly! Dear, pure hand, adopt praise.