The most important thing is to prevent loan swindlers! It is more appropriate to apply for loans from formal lending institutions or banks.

For example, at this stage, loans to buy a car are mostly reserved for ownership. Before the consumer pays the full amount, the ownership of the car is mortgaged and does not belong to the user.

It is precisely because of this that consumers are often deceived by car dealers who lack integrity.

The main situation is as follows:

1. After the formalities are completed, the car dealers raise prices all over the sky. When the consumer is ready to pick up the car after all the payment procedures are completed, the car dealer requires the consumer to pay a certain amount of cash on the basis of the original car payment, and then pick up the car.

Second, some dealers use "flat-fell seam" means to cheat extra money. There are some "sewing" people wandering in the market, who have neither credit qualifications nor car sources. They want to make a profit, so they take consumers to a car dealer with credit qualifications to handle some related matters of car installment payment procedures.

Third, some car dealers cheat consumers into signing blank contracts. Now some car dealers use consumers' lack of legal knowledge to deceive consumers into signing blank contracts.