Which platform is JD.COM Shengji Small Loan? JD.COM Shengji Microfinance is a part of gold bars. JD.COM owns four microfinance companies, namely, Chongqing JD.COM Tongying Microfinance, Chongqing JD.COM Shengji Microfinance, Beijing Jinghui Microfinance and Shanghai Jinghui Microfinance. Among them, Shengji Small Loan has the highest net profit, and the corresponding products are mainly JD.COM gold bars that help the loan business. JD.COM Gold Bar is a product of Jingdong Finance, which was listed in March 2065438+2006, mainly providing customized cash loan services for users with good credit.

Advantages of Shengji Small Loan

The application threshold is low. Compared with picky banks, it is much more approachable. Some borrowers with low income or salary in the form of cash payment (which can provide self-help for 3-6 months) can apply for loans directly through small loan companies. Lending speed is fast. The bank's audit process is strict and complicated, while the lending institution is the opposite, and its high efficiency undoubtedly improves the lending speed. So friends who are in urgent need of money can consider applying for loans from such institutions.