If the car loan is overdue, it will be very difficult to apply for another loan.
Although the car loan is not overdue, it will not be directly rejected by the lending institution. However, some lending institutions will require the lender to settle the car loan in advance, or raise the income requirements for the lender. Car loans will still affect other loans more or less.
If the lending institution has some opinions when applying for other loans, then the lender needs to consider whether to change to another lending institution or settle the car loan in advance.
Generally speaking, car loans support early settlement. Car loans are repaid in advance, and some institutions do not charge fees. Of course, this requires lenders to communicate with relevant lending institutions.
After paying off the car loan, the lender should also get back the vehicle registration certificate in time, and then go to the vehicle management office with the certificate and related materials to go through the formalities of releasing the car, so that the matter is over.
When many people apply for online loans, they will be told that they are black households with insufficient comprehensive scores. If it is not a black household caused by overdue, then we must find other reasons, such as whether the frequency of applying for online loans is too high. If you are not clear, you can go to the "Kingfisher Data" to check. As long as you know what causes you to become a black household, you can improve online loan big data according to the reasons.
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The car loan has been paid off, where can I get the green paper?
After paying off the car loan, you should go to the vehicle management office where the vehicle is registered to understand the mortgage situation. Generally, car mortgage can't be handled in different places, so it will be a little troublesome for car owners in other places to handle this business. You need to find a time to go back to the vehicle registration place.
If the loan vehicle is not released, it will not cause any trouble to the daily car, but there will be some obstacles when handling the vehicle transfer or mortgage loan in the future. Therefore, after the car loan is paid off, we should find a time to go through the formalities of vehicle release as soon as possible.