1. Materials required for a housing provident fund loan:

Household register of the borrower and his/her spouse;

Resident ID card of the borrower and his/her spouse;< /p>

Proof of the borrower’s marital status;

Proof of down payment for house purchase;

Proof of income;

The borrower and his spouse’s certificate printed by the bank Credit status report;

House sales contract or agreement that complies with legal requirements.

2. Conditions for applying housing provident fund;

The individual and the unit must pay the housing provident fund continuously for one year;

The borrower has stable economic income and credit Good quality and the ability to repay the principal and interest of the loan;

If the borrower purchases a commercial house, he must have no less than 30% of the total house price.

3. Housing provident fund application process:

The lender prepares relevant information, fills out the loan application at the bank, and submits the materials;

After the loan bank receives the application Confirm and review the information;

After review, the lending bank will contact the lender and sign the relevant contract;

The bank will grant the loan and the lender will fulfill its repayment obligations.