Online lending refers to borrowers and lenders lending money through the Internet. Online lending is mainly in the form of small amounts. Online lending is not difficult to understand. All certification and delivery processes are done online. Once completed, both the borrower and the borrower can achieve the purpose of borrowing without leaving home, and generally the amount is not high and there is no collateral. It is purely a credit loan.

What to do if you are cheated on an online loan

1. Stay calm. After you are sure that you have been deceived, don't panic, and don't seek death. Money has been defrauded, and crying can't solve it. Stay calm and think of ways to solve the problem. Conduct a timely review of the entire incident to understand the ins and outs of being deceived.

2. Collect evidence. Keep evidence that you were deceived. Including text messages, chat records, call records, transfer records, etc. that the scammer communicated with you. Keep all this as evidence of being deceived so that it can be easily provided to the police so they can quickly file a case against you.

3. Call the police in time. After retaining the evidence, contact the local police immediately, or report the crime to a nearby police station. Tell the police how you were deceived and hand over the evidence you collected to the police. Wait for a summons from the police and be ready to help.

4. Change the password. Change the relevant passwords on your bank cards and other payment platforms in a timely manner to prevent scammers from using your personal information, obtaining login passwords and payment passwords, and continuing to endanger your property security.

5. Make timely remedial action. Emergency measures should be taken to try to make up for the losses suffered by the scammers. If the defrauded money is transferred to a bank card by a scammer, contact the bank to see if the money in it can be frozen. If the fraudulent money is transferred to a third-party platform, please contact the platform for help.