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Private lending contracts are generally divided into lending between natural persons and lending between natural persons, that is, lending contracts between natural persons and legal persons or between legal persons. Only the loan contract between natural persons is mentioned here.
1, method of borrowing money: bank transfer can leave exact vouchers. There are many problems with WeChat transfer, cash can hardly be proved, and bills are easy to be lost. Bank transfer is recommended!
At this time you have to ask: I have an iou/contract, can't I? The loan contract between natural persons is a practical contract, which takes effect when the lender provides the loan. In other words, only the IOU/contract was signed, but no money was actually borrowed, and the contract did not take effect, so it is very important to keep relevant evidence!
2. If the borrower's interest rate is high, don't be embarrassed to write interest on the loan. If you don't write interest, and the other party doesn't admit interest in court, it will be a big loss. The court may not support interest because there is no evidence. On the contrary, it doesn't matter if you have more interests. If the annual interest rate exceeds 36%, the court will not support it.
3. If you don't pay back the money, can you ask the other parent to pay back the money?
If the other party is an adult, then parents have no obligation to repay it; If you are a minor, you can ask the other parent to repay. If the other party has a spouse, and the loan behavior is during the existence of the husband and wife or the loan is mainly used for the husband and wife to live together, then under normal circumstances, the other party's spouse can be required to repay.
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The common legal knowledge that buy buy may encounter during the purchase process.
1. Does the consumer want to return the goods after fraud or Taobao?
If the merchant fraudulently provides goods or services, you can ask the other party to increase compensation for your losses, and the amount of compensation is three times the price of the goods you bought or the cost of receiving services; If the amount of additional compensation is less than that of 500 yuan, it shall be 500 yuan. (Food can be claimed 10 times compensation)
For example, I want to buy Master Kong, but you give me Kang Shuaifu, commodity fraud. I hired a stylist from Sassoon Beauty Institute, but I hired a stylist from Lan Xiang. Service fraud.
If a merchant sells goods by internet, television, telephone, mail order, etc., consumers have the right to return the goods within seven days from the date of receipt, without giving reasons, except for the following goods: goods ordered by consumers; Fresh and perishable; Digital products such as audio-visual products and computer software downloaded or unpacked by consumers online; Deliver newspapers and periodicals.
The goods returned by consumers shall be in good condition. The business operator shall refund the commodity price paid by the consumer within seven days from the date of receiving the return. The return freight is borne by the consumer; Unless otherwise agreed between the operator and the consumer, such agreement shall prevail.
2. Which "overlord clauses" are invalid?
A. If the party (usually a merchant) providing the format clause exempts the other party from liability, aggravates the other party's liability or excludes the other party's main rights, the clause is invalid.
B the exemption clause for personal injury or property loss caused by intentional or gross negligence is invalid.
3. What's the difference between deposit and security deposit?
If you are a buyer and your purchase intention is not very strong, then I suggest you change the "deposit" in the contract to "deposit"; If you really want to buy it at buy buy, then if the word "deposit" appears in the contract, it should be changed to "deposit". Because the law stipulates that if the party paying the deposit fails to perform its obligations, it has no right to ask the other party to return the deposit; If the party accepting the deposit fails to perform its obligations, it needs to return the deposit to the other party twice.
There are many legal tips you should know in your life, such as work, work injury, marriage and divorce? The assistant will analyze them with you in WeChat official account.
Finally, I want to give you some useful calls.
Consumer complaint reporting telephone number: 123 15
The complaint reporting telephone number of the US Food and Drug Administration is 1233 1.
Quality supervision and management complaint reporting telephone number: 12365
Express complaint reporting telephone number: 12305
Telephone number for reporting insurance complaints: 12378
Free legal consultation telephone number:
07