Microfinance application materials:
Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;
Provide stable proof of address, house lease contract, water and electricity bills, property management and other related certificates;
Provide stable proof of income source, bank statement, labor contract, etc.
Conditions for applying for small loans:
Chinese mainland residents aged 18;
Having a stable address and place of work or business;
Have a stable source of income;
There is no bad credit record, and the loan cannot be used for stock trading, gambling and other behaviors;
Other conditions required by the bank.
Microfinance processing flow:
Submit an application to a local bank or lending institution;
All kinds of materials needed to prepare loans;
Face-to-face signing of banks or lending institutions;
Banks examine the qualifications of lenders;
The loan has been approved and succeeded.