The deposit rate is good. The market feedback is indeed good, and there are indeed many users who want to take loans in the next period. However, there seems to be a bug in the bank system maintenance, and the qualification requirements are also strict in the future. But in the afternoon, users with normal qualifications began to give feedback and successfully applied for the next loan. But it is also a bank-owned product, and the requirements for personal credit reporting are definitely high, and applications will definitely be reviewed and submitted. It is recommended to apply for a loan through bank channels. If you have a China Merchants Bank savings card, you can log in to China Merchants Bank mobile banking, click Homepage → All → Loans → I want to borrow money → Good term loan and try to apply for a small loan. Loan amount: The minimum is not less than 500 yuan, the maximum is 200,000 yuan, but the specific amount is subject to the results displayed by the system after your application is approved; Repayment method: equal repayment of principal and interest; Loan term: Supports March and June , 12 months, 8 months, 24 months; borrowing cost: daily interest rate 0.045, please refer to the actual display on the interface; there is no platform service fee.