According to the inquiry of Zhongyuan Consumer, we know that Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") is a national non-bank financial institution jointly established by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. with the approval of China Banking Regulatory Commission ... The services provided by Henan Zhongyuan Consumer Finance include consumer loans and installment services, and it is committed to building a consumer finance ecosystem and becoming the most valuable consumer finance company. Henan Zhongyuan Consumer Finance is initiated by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd., and is the first consumer finance company in Henan. Raising money is the company's online loan product, which is purely an online application process and does not require offline signing.