For short-term loans, the loan interest rate is 5. 10% within 6 months (including 6 months) and 5. 10% for 6- 12 months (including one year).

For medium and long-term loans, the loan interest rate for 1-3 years (including 3 years) is 5.50%, the loan interest rate for 3-5 years (including 5 years) is 5.5%, and the loan interest rate for more than 5 years is 5.65%.

Home improvement loans, also known as decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of family housing decoration, that is, unsecured credit loans.

In principle, the single loan amount of personal housing renovation loan issued by the bank shall not exceed 654.38 yuan +0.5 million yuan, and shall not exceed 50% of the total cost of renovation project.

Decoration loan is a loan provided by banks or other financial institutions to individuals for house decoration, which is generally unsecured. Compared with other consumer loans, its amount can be given very high.