I suggest you apply for a loan from Ping An Pratt & Whitney. You can apply directly online. You can choose a product that suits you. It is safe, simple and fast without any upfront period. I hope it can help you.

the process of handling the loan:

1. The borrower submits the loan application materials to Ping An Puhui;

2. The application materials submitted by the borrower shall be examined in the first instance;

3. Ping An Pratt & Whitney will examine and approve the loan application that meets the loan conditions through preliminary examination and credit investigation;

4. If it passes the examination and approval, notify the borrower to go through relevant procedures such as contract signing, loan granting, mortgage or pledge; If it fails to pass the examination and approval, it shall be explained to the borrower;

5. after the loan contract comes into effect, the loan will be issued.