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How do loan companies handle credit cards?
According to Article 8 of the Credit Card Charter of China CITIC Bank (New Edition):

Where a basic account is opened in a domestic financial institution, an enterprise with independent legal personality can apply for a CITIC Business Card from the card issuer with the information such as the account opening permit issued by the People's Bank of China. The qualification of the official card holder shall be designated and revoked in writing by the legal representative of the unit or its entrusted agent. Each unit can apply for more than one official card.

When applying for CITIC Credit Card, the applicant shall fill in the application form and relevant materials required by the card issuer correctly, completely and truly, and sign the CITIC Credit Card Collection Contract with the card issuer.

The applicant agrees that the card issuer will consult, retain and use relevant information of interested parties. By signing the application form, the applicant confirms that he has fulfilled all the terms in the application form and abides by the credit card regulations of China CITIC Bank. ?

Extended data:

According to the credit status of the applicant, the card issuing institution decides whether to issue a card, whether to require the applicant to provide a guarantee and the way of guarantee, whether to agree with the applicant's application for card handling, and determine the type of card and the credit limit of the cardholder.

The applicant agrees that the card issuer can verify the information provided by the applicant with any interested party, and the card issuer can provide the relevant information of the cardholder to a third party under the condition of complying with the provisions and agreements of relevant laws and regulations. No matter whether the credit card is terminated or not, the applicant's application materials will not be returned.

Applicants can apply for a credit card by providing guarantee, including guarantee, mortgage and pledge. A corresponding guarantee contract can be signed separately for guarantee. The scope of guarantee includes all debts incurred by the cardholder under CITIC Credit Card. ?

China CITIC Bank-Credit Card Articles of Association of China CITIC Bank (New Edition)