2. lump sum deposit and withdrawal: the three-month interest rate is 2.86%, the semi-annual interest rate is 3.08%, the annual interest rate is 3.30%, the annual interest rate is 3.75%, the annual interest rate is 4.25%, and the annual interest rate is 4.75%.

3. Installment deposit, installment deposit, installment deposit and principal plus interest: the annual interest rate is 2.86% for one year, 3.08% for three years and 3.30% for five years.