Not yet!

However, the other party will use your ID number, account name, verification code received by the bank and the reserved mobile phone to open the fast payment of your bank card on the third-party payment platform; If your mobile phone somehow receives the verification code, don't leak it; Always pay attention to whether your mobile phone has stopped; To be on the safe side, I suggest you report the loss and reissue a new card.

First, others know their ID number, bank card account number and name, so they can't steal money from the card.

2. You can't use the money in the ID number, bank and name transfer card, because you need to enter the corresponding bank card password to withdraw money, otherwise you can't handle the withdrawal business. If you don't trust the deposit in the bank card, you can open mobile banking to keep track of the bank card information at any time to avoid property losses.

Thirdly, because the track information of the traditional magnetic stripe card is easy to be copied, there is a security risk in changing the core of the bank card. In contrast, the chip card has key encryption technology, and the encrypted information is generated randomly.

4. Wang Yu, a senior risk expert of China UnionPay, said that at present, there is no actual case of fake card fraud caused by chip bank cards in the world. Before 20 14, 10 and 3 1, all card-issuing banks and acquiring institutions will close the function of using the magnetic stripe card in the chip magnetic stripe composite card in domestic POS channels and only use the chip for transactions; From 20 15, banks will stop issuing magnetic stripe cards and only issue chip cards.

5. Contact the bank at the first time and freeze the card; Go to the nearest ATM or outlet and leave a voucher; Call the police in time to explain the situation and the time when the brush was stolen.

Ways to avoid stealing credit cards and passwords. Never lend a credit card. If you find the credit card lost or information leaked, you should report the loss in time.

Sixth, pay attention to the security of the card environment. When using the POS machine, don't let the credit card leave your sight, and don't give it to the service personnel. Check whether there are suspicious devices in POS machines, credit card slots and service personnel, and cover them when entering passwords. At the same time, when the first swipe is unsuccessful, do not swipe the card for the second time in a short time, and you can propose to replace the POS machine or settle in cash.

Seven, properly keep the mobile phone with credit card information.

Eight, set up a credit card transaction change reminder message. Always pay attention to the changes in the amount in the credit card. Avoid using online payment in public wireless networks, and don't scan the QR code given by merchants casually when spending.

Nine, timely check the status of credit cards through the personal credit information system, and confirm whether the number of credit cards and credit status are correct. When traveling abroad, reduce the credit limit of credit cards, especially when traveling to some underdeveloped countries. Keep the credit card transaction slip properly and don't throw it away at will.

Don't click on the link in the short message casually, lest the phone call.

Will my credit card be stolen if I lose it? Users need to report the loss in time.

Credit cards are widely used in peacetime, but when they are used, they will be lost. Can a lost credit card be stolen? Have you ever lost a credit card while using it? Let's tell you something about this so that you can ensure the safety of your credit card when you use it.

The credit card may be stolen after it is lost, but the cardholder should report the loss in time to prevent the credit card from being stolen. The fastest way to report the loss is to call the bank's credit card customer service hotline. After reporting the loss, you need to go to the bank to formally report the loss.

When using credit cards in China, you must enter the transaction password, but when using credit cards on overseas websites or abroad, you don't need to use the transaction password. As long as you know the card, expiration date and security code, you can swipe your credit card, which is also the reason why credit cards are stolen abroad.

You can apply to the bank for a replacement card after your credit card is lost, but the bank may charge a certain fee. Usually it takes about 15 days to reissue the card. The new card obtained by the user is different from the original card, and the new card can only be used after activation. Users can reset the transaction password and inquiry password.

When the credit card is reissued, the cardholder must repay the credit card arrears on time, and there can be no overdue repayment. After all, there will be penalty interest after overdue repayment, and the longer the time, the more penalty interest will be generated. Moreover, overdue repayment will be uploaded by the bank to the credit information center, and personal credit information will become bad, which will affect the handling of subsequent loans.

In order to prevent the loss of the credit card, users can bind the credit card to a third-party payment platform, and then they can use the credit card to pay when shopping online or paying offline. Users should not exceed their personal burden when using credit cards for daily consumption, and 50% of their monthly income can be maintained through general consumption.

Is it easier to swipe a credit card?

Simple. Credit cards will be stolen. Many criminals will steal credit cards by copying cards, measuring credit card information and CVV2 code, so it is easy to be stolen. Please pay attention to safety.

You have a credit card. How could it be stolen?

When criminals steal information about credit cards, they can steal them even if the cards are still in the hands of users. The main reasons for the theft of credit cards are the use of other people's ID cards, the theft of credit card information by criminals and the careless disclosure of passwords by cardholders. It is better for users to replace magnetic stripe cards with chip cards to improve the security of credit cards.

At the same time, close the small secret-free payment, and try to enter the password every time you spend, so that even if you lose your card, you need to enter the password to spend.

How to fill in information to protect personal information when handling a card?

1. Fill in the commonly used numbers on my mobile phone in the application form.

Mobile phone is the main tool to activate credit card and set credit card password.

The bank will also send short messages related to credit cards to the mobile phone numbers reserved by customers. If you fill in someone else's mobile phone or company group number in the application form, it will leave hidden dangers. Once other people get the card, they can activate and use it, and they can also grasp the card's situation in real time through SMS through their mobile phone numbers and handle various voice self-services, which leads to the risk of card information disclosure and card theft. It seems a good habit to carry a mobile phone with you.

2. Fill in my usual address at the mailing address.

Credit card letters include highly confidential information, such as credit card, expiration date, verification code on the back of credit card, credit limit, etc.

If the mailing address is not my usual address, and the card is intercepted or fraudulently used by others, the direct consequence of card information disclosure is theft; After applying for the card, pay attention to official website's real-time inquiry on the progress of card handling and mailing to prevent others from taking the initiative; In addition, please remember to fill in your personal email address and try to avoid filling in your work email address.

3. Be wary of the "boss" digging a hole for you.

At present, the youth group has become the main customer group of credit cards. Who is really embarrassed to go out to play without a credit card? The younger generation seems to keep up with the trend of the times, but they really lack social experience and are easily deceived. When you first joined the company, the "boss" told you that you had business dealings with the bank, and insisted that you fill out a credit card application form, use the company's office mobile phone as the reserved mobile phone number, and even took a photo of your application form as a souvenir. Jiao Jiao reminds you that this is very unscientific, please say no! Otherwise, the stolen brush is in sight.

4. indicate the purpose on the copy.

When you apply for a card, it is inevitable to submit a copy of your ID card and work permit. However, there are people staring at them. Jiao Jiao must tell you that when you apply for a credit card by providing a copy of your personal ID card, it is recommended to indicate the purpose on the copy, such as "only for applying for a Bank of Communications credit card", so as to prevent the copy of your ID card from being used for other purposes.

If someone loses their credit card, can I swipe it?

Yes

In China, you can't swipe your credit card after it is lost, but there is a risk of being stolen after it is lost, because many foreign websites can complete the payment without entering the transaction password when using the credit card to complete the transaction.

If the credit card is a non-flash payment card and has a password, you can't swipe your card in China unless the password is cracked. However, some Haitao websites can consume as long as they know the credit card, expiration date, security code and other information, even if they don't know the password.

Extended data:

Precautions:

When a credit card is lost, it must be reported as soon as possible. Especially now, many flash payment credit cards are easily stolen by default even if they have passwords.

There are two ways to report the loss of credit cards: temporary loss reporting and formal loss reporting. The card will be replenished only after it is officially reported lost. If the loss is reported temporarily, it will be cancelled automatically.

Many banks do not charge a loss reporting fee when reporting the loss of their credit cards. After the credit card is officially replaced, the expenses will be directly deducted from the credit card account, and repayment will be required on time. Generally, the cost is about one card in 50 yuan, and credit cards with special technology have to pay extra.