There is a suite in the name that has no loan to withdraw the housing provident fund, which needs to be withdrawn within one year after the purchase. It is handled by the unit and requires materials such as real estate license and tax bill. The details are as follows: Provident fund withdrawal means that the depositor goes to the provident fund withdrawal department to go through the withdrawal procedures according to the requirements of provident fund withdrawal and transfers the amount in the provident fund account to the personal account. Provident fund extraction, provident fund extraction is divided into three types: agreed extraction, partial extraction and cancellation extraction. Retirement in line with the conditions for withdrawal and cancellation of provident fund (1): retirement certificate or relevant certificate of the labor department, and ID card of the drawee; (2) If the registered permanent residence moves out of this city: the certificate of registered permanent residence moving out issued by the public security department and the ID card of the extractor; (3) Going abroad for settlement: certificate of cancellation of household registration; (4) Loss of labor ability and termination of labor contract: identification of employees' loss of labor ability provided by the labor department, certificate of termination of labor contract by the unit, and withdrawal of ID card; (5) Termination of labor relations between migrant workers and their employers: provide household registration certificate and termination of labor relations certificate; (6) If a person is sentenced while in office, or reaches the statutory retirement age of the country after serving his sentence: provide a people's judgment; (7) The employee dies or is declared dead: if the employee's heir or legatee withdraws it, a notarial certificate issued by the notary department or a judgment, ruling or conciliation statement made by the people's court shall also be provided.

2. Can I withdraw the provident fund if I have a house under my name but no loan?

According to the provisions of Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts in any of the following circumstances:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the loan for the purchase and construction of owner-occupied housing;

3. Renting self-occupied housing, and the rent exceeds a certain proportion of family wage income;

4. Retired;

5. Go abroad to settle down;

6. The employee dies or is declared dead;

7. Enjoy the urban minimum living guarantee;

8, completely or partially lose the ability to work, and terminate the labor relationship with the unit;

9. Other circumstances stipulated by the CMC in accordance with relevant laws and regulations.

Summary: Article 25 of the Regulations stipulates that if an employee withdraws the storage balance in the housing provident fund account, it shall be verified by his unit and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

3. Can I withdraw the provident fund if I have a house under my name but no loan?

You can't.

"Regulations on the Management of Housing Provident Fund" Article 5 The housing provident fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.

Extended data:

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.