Development course of Langfang Bank: On February 29th, 2000, 65438+, Langfang City Commercial Bank was established; In 2008, Langfang City Commercial Bank was officially renamed Langfang Bank, which was the first city commercial bank in Hebei Province to be renamed. In the same year, Bank of Beijing became a shareholder in Langfang Bank. 20 14,10 In June, Langfang Branch of Hebei Province Small Bill Discount Management Center officially put into business, and Langfang Bank became the only handling bank of Langfang Branch.
The full name of Langfang Bank is Langfang Bank Co., Ltd., and its registered address is Zone C, New World Center Office Building, No.83 Aimin East Road, Guangyang District, Langfang City, Hebei Province. Its shareholders include Langfang Finance Bureau, Langfang Huaqiang Household Appliances Co., Ltd., Langfang Agricultural Production Materials Company, Langfang Centennial Construction and Installation Co., Ltd. and Langfang Development Zone Dingxing Real Estate Development Co., Ltd.
Langfang Bank's business scope is entrusted loan business, which is used for working capital of local finance and credit; Handle domestic settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Provide guarantee; Acting for collection and payment; Provide safe deposit box business, etc.
Foreign investments of Langfang Bank include Xianghe Yimin Rural Bank Co., Ltd. and Luanping Shengyang Rural Bank Co., Ltd. Daily users can go to Langfang Bank to handle personal business and corporate business, including deposit and withdrawal, investment and wealth management, loans, etc.
Among them, the user must repay the loan on time after handling it at Langfang Bank, and there can be no overdue repayment, because overdue repayment will generate penalty interest, and at the same time, overdue records will be uploaded to the credit information center, which will lead to poor personal credit information and affect the subsequent loan processing.
The business scope of Zaozhuang Bank includes agency payment and insurance agency business; Entrusted deposit and loan business; Provide safe deposit box business; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Absorb public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement, etc.
Daily users can go to Zaozhuang Bank to handle various loans, such as car loans, mortgage loans, credit loans, commercial loans and so on. However, it must meet the conditions stipulated by the bank when handling the loan. After handling the loan, it must be returned on time, and there can be no overdue situation, because there will be penalty interest after overdue. The longer the time, the more penalty interest.