Provident funds can only be used to buy or rent a house, such as buying a car or decorating a house, but they cannot apply for provident fund loans.
2. Can Guangzhou Provident Fund buy a house in Qingyuan?
Legal analysis: Yes.
1. If the housing provident fund has been paid in full for more than 6 months (inclusive), you can apply for a personal housing loan from the housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management core of the original deposit place.
2. Housing provident fund loans are for paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. Households of paid employees who purchase the third and above houses cannot issue housing provident fund loans.
Legal basis: Regulations on the Management of Housing Provident Fund Article 5 The housing provident fund shall be used for employees to purchase, build, renovate or overhaul their own houses, and no unit or individual may use it for other purposes.
3. Can Qingyuan buy a house with a provident fund loan?
At present, Qingyuan does not open provident fund loans in different places, so you can't use Dongguan's provident fund loans to buy a house in Qingyuan, but you can apply for provident fund withdrawal.
Fourth, Lianzhou household registration, can the provident fund bought in Zhuhai buy a house in Qingyuan?
Of course.
According to relevant policies, the provident fund can be withdrawn from different places and purchased from different places. If you buy a house with the full amount of the provident fund, you can directly withdraw the balance of the provident fund account. If you buy a house with a provident fund loan, you will pay by monthly installments. When using the provident fund to buy a house, it is best to understand the local provident fund purchase policy. The interest rate of provident fund housing loan in different places will be different. After comparison, choosing a more favorable payment method can save money.