(2) having legal and valid identity, household registration and marriage certificate;

(3) Have a stable economic income and the ability to repay the loan principal and interest on schedule;

(4) Having an admission notice, an acceptance letter or an introduction letter from an intermediary company;

(5) Providing guarantees recognized by Chongqing Bank;

(6) Self-raised funds must reach 1% of the amount of the deposit credit certificate issued and be deposited in our bank on a regular basis;

(7) The time deposit certificate issued with deposit credit certificate must be an automatic deposit certificate;

(8) Meet other requirements of Chongqing Bank.